Palmetto Citizens Federal Credit Union is a not-for-profit financial cooperative owned and directed by our members. We offer valuable solutions and exceptional service as our commitment to helping you achieve your financial goals.
As a credit union, Palmetto Citizens exists solely to serve the needs of our members, not to make a profit. Unlike other financial institutions, credit unions do not issue stock or pay earnings to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher savings rates and lower fees.
Every account holder is both a member and an owner at a credit union. Each member has equal ownership and one vote – regardless of how much money a member has on deposit. The credit union is governed by a volunteer board of directors, elected by and from the membership.
Palmetto Citizens is committed to our team members - our most important asset! We know our success is dependent on happy, healthy and friendly team members and their ability to provide exceptional service to our members. Palmetto Citizens offers exceptional benefits for our full-time and reduced full-time staff members' with medical, dental and vision insurance, plus outstanding life insurance, short and long term disability and much more. Palmetto Citizens is dedicated to helping staff members achieve their potential by offering a great 401 (k) program that includes education and tools to help staff understand and plan for their future. Once employed at Palmetto Citizens, you will be provided with all the guidelines and eligibility requirements.
Commitment - We provide our members the opportunity to achieve their highest potential by offering financial solutions of the greatest value grounded in the traditions of exceptional service.
Integrity - We hold high the principle of personal integrity and serve in a manner that is both legal and ethical.
Proactive - We make a difference through our knowledge and uncompromised commitment to go above and beyond by recognizing needs and offering exceptional service to members and coworkers.
Team - We believe in teamwork because it engages people, empowers leaders, accelerates individual development and inspires a friendly environment.
Security - We are committed to safeguarding information and providing a secure environment for all staff and members.