As the largest credit union in Western New York with over 48,000 members, we’re focused on offering better rates and lower fees than traditional financial institutions. Our members benefit from no-fee debit cards, 43,000+ surcharge-free ATMs, free checking, free on-line banking and free mobile banking. Our five locations include Lockport (2), Middlpeort, North Tonawanda and our newest location in Niagara Falls on Witmer Road. All are conveniently located to better serve our community.