Risk Management and Insurance is a desirable field for many employers when considering perspective employees. Risk Management is required in every field whether that is finance, marketing, insurance, or even in the medical field. As long as there are homes, cars, and doctors, insurance will always be there. As technology advances, there is always a chance of increased risks. The task of managing the frequency and severity of risks is something that is employed in our daily lives, and is something essential in the insurance industry.