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Loan Specialist GS 09/11

U.S. Small Business Administration
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Would you like to be a part of a team that builds back the community?

  • This is a temporary appointment in the Excepted service with a Full-Time work schedule.
  • Employee's residing within commuting distance of the PDC - Fort Worth, TX may be required to physically report to the PDC two days per pay period or more often as determined by Department Management.

Summary

THIS ANNOUNCEMENT IS IN SUPPORT OF INDIVIDUALS AND BUSINESSES NEGATIVELY IMPACTED DURING THE 2024 HURRICANE SEASON.

FINAL PAY RATE WILL BE DETERMINED BY EMPLOYEE'S HOME ADDRESS AND IS NOT NEGOTIABLE.

CURRENT EMPLOYEES NEED NOT APPLY.

 

Duties

As an Loan Specialist (General) at the GS-1165-9/11, some of your typical work assignments may include:

  • Process home and/or business loans and make recommendations on collateral needed to secure loans.
  • Apply accepted financial procedures to analyze financial resources to determine an applicant's ability to repay requested loans.
  • Review all pertinent facts needed to make eligibility determinations by analyzing such factors as the nature and cause of damage, intended use of proceeds, legislative and administrative loan limits, and disposition of insurance and other recoveries.
  • Ensure loan files contain all pertinent documentation to include conversations with applicants and written recommendations or justifications for conclusions.
  • Process loan applications on web-based computer systems
  • Respond in writing to applicants or their representatives

Requirements/ Conditions of Employment

  • Favorable background investigation is required.
  • This position is not included in a bargaining unit.
  • U.S. citizenship is required

 

Qualifications

Generally, time in Non-Pay status is not creditable towards the specialized experience requirement listed below.

You must meet all qualification requirements by the closing date of this announcement.

You may qualify based on experience, education or a combination of both.

Experience: To receive credit, you must indicate the month and year as well as the average hours worked per week for each employer or that experience will not be credited for meeting the specialized experience requirement. This experience may have been gained in positions such as Credit Analyst, Credit Underwriter, Mortgage Underwriter, Loan Officer, Loan Processor, Mortgage Loan Originator, etc.

GS-09: To qualify you must have at least 1 full year (52 weeks) of specialized experience equivalent in difficulty and complexity to the GS-07 level in the Federal service that has equipped you with the particular knowledge, skill, and ability to perform successfully in this position. This experience may have been gained in a Non-Federal service position. In addition, this Specialized Experience must demonstrate the following:

  • Making recommendations or decisions to approve or decline residential or business loans;
  • Investigating and evaluating credit histories to determine credit worthiness of individual or businesses.

GS-11: To qualify you must have at least 1 full year (52 weeks) of specialized experience equivalent in difficulty and complexity to the GS-09 level in the Federal service that has equipped you with the particular knowledge, skill, and ability to perform successfully in this position. This experience may have been gained in a Non-Federal service position. In addition, this Specialized Experience must demonstrate the following:

  • Making recommendations or decisions to approve or decline business loans;
  • Investigating and evaluating credit histories to determine credit worthiness of businesses.

Education

 

If qualifying based on education, you must submit transcripts by the closing date of this announcement or you will not be found eligible.

GS-09: Must have a master's or equivalent graduate degree in a related field or 2 full years of related progressively higher level graduate education leading to such a degree or LL.B or J.D degree, if related.

GS-11: Must have a Ph.D or equivalent doctoral degree in a related field or 3 full years of related progressively higher level graduate education leading to such a degree or LL.M degree, if related.

OR A combination of experience and education as indicated above.

Related Graduate Education: Major study -- finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology.

Additional information

 

If you work or are expected to work at least 90 consecutive days and 130 hours per month, you will become eligible for health insurance, dental, and vision benefits only.