Agricultural Loan Officer

Position responsible for making and servicing loan activity for agricultural loans.  Assists management in making recommendations to overall loan objective, policies and procedures.  Provides advice and guidance to others engaged in loan activity to ensure that loans are properly processed and that adequate controls are maintained. 

1. Receive and process loan applications using all available programs to help enhance or guarantee loans processed.
2. Collects and analyzes information regarding the customer’s income, assets, investments or debts to determine which financial product best meets their needs.
3. Advises the customer in regard to their financial position.
4. Minimize past due loans by ensuring safety and soundness through special attention to past due and questionable credits.
5. Visit “prospective” Ag clients to develop new business in a development call program.
6. Visit existing clients to evaluate collateral and develop long-term relationships.
7. Solicit new customers and represent the bank in community activities.
8. Cross sell bank products and services and makes referrals to other bank personnel.
9. Assist management with research, development and implementation of new products, or special projects and committees.