Mortgage Mastery Trainee
Description - External
D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries. Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for an Mortgage Mastery Trainee in Home Buyer Department. The right candidate will develop overall mortgage skills to prepare teammates to move into other roles including: processing, closings, operations, or production.
Essential Duties and Responsibilities include the following. Other duties may be assigned.
- Review file for correct stacking order, Automatic Underwriting (AU) findings for initial determination, and appropriate documentation
- Review the Loan Officer's "needs list"
- Re-review documentation in file, input any changes into the computer systems, and re-run for a correct AU determination
- Review conditions
- Provide loan status
- Perform reconciliation
- Review Loan Processor reports daily
- When all conditions are received, make appropriate adjustments in Loan Operating Software (LOS) and submit for final approvals
- Submit files to Underwriting
- Print a "credit package"
- Maintain accurate communication log and update LOS comments
- Attend department staff meetings as directed by Manager
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Qualifications - External
Education and/or Experience
- Bachelor's degree from a four-year college or university
- One to two years related experience and/or training
- Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
- Proficiency with MS Office and email
Preferred Qualifications
- Strong communication skills
- Ability to multi-task and attention to detail
Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:
- Medical, Vision and Dental
- 401(K)
- Employee Stock Purchase Plan
- Flex Spending Accounts
- Life Insurance
- Vacation, Sick, Personal Time and Company Holidays