Farm Underwriter Assistant
Position is responsible for supporting the farm underwriting process within assigned authority level. The Assistant Underwriter works with the Farm Underwriter and Sr. Farm Underwriter team to meet loss ratio, written premium, and service objectives.
Ideal candidates would have a background in Farm Insurance or Farming in general.
Salary Grade (7) 38,531 - 48,165 - 57,798
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Examines documents such as applications, inspection reports, claim history reports, credit reports, and cost estimators to evaluate risk selections. Determines whether to accept, modify, or decline risks within assigned authority levels.
Reviews renewal business for acceptability and prices the renewals based on risk characteristics and market conditions within assigned authority levels.
Reviews claims to determine future underwriting actions.
Communicates with Farm Underwriter, Sr. Farm Underwriter, Farm Manager and Territorial Managers and other department and company personnel regarding underwriting issues.
Communicate via telephone, fax, electronic and written communication with agency personnel on underwriting issues.
Travels to agencies to strengthen company/agency relationships, to discuss underwriting issues, and for on-and off-site training.
Responsible for demonstrating positive team skills.
Coordinate new business quoting process including the development of Farm & Farm Umbrella quotes as well as providing instructions for rating, classification, pricing and endorsements to CSR staff.
SUPERVISORY RESPONSIBILITIES
This job has no supervisory responsibilities.
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE
High School Diploma
3 + years in Farm Department, equivalent business experience or 2 year college degree preferred
Agriculture background preferred
Excellent written and verbal communications skills
Basic knowledge of Farm rating, coverage and risk selection
PC skills
LANGUAGE SKILLS
Excellent oral and written communication skills. The individual must be able to effectively and clearly communicate with agency, team, departmental and company personnel via telephone, fax, e-mail, and one on one dialogue in a highly professional manner.
REASONING ABILITY
The position requires the individual to apply common sense, understanding, reasoning and sound educated judgement coupled with sound personal lines insurance training and experience to properly evaluate and analyze all business for recommended action within assigned authority levels.
CERTIFICATES, LICENSES, REGISTRATIONS
INS or CPCU courses are encouraged
Additional Insurance course work and seminars are recommended.
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Employees are required to sit at a work station to perform various PC functions. Additionally, the employee is required to devote substantial time to telephone communication.
While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to use hands to finger, handle, or feel. The employee is occasionally required to stand, walk, and reach with hands and arms.
Employees may be required to travel from time to time. This may require extended periods of time sitting in a vehicle.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The Assistant Underwriter is responsible for servicing agents within assigned territories. The Assistant Underwriter will be assigned a specific work cubicle station. The work station will be located adjacent to other similar work stations. The work station has the necessary equipment to perform the position duties including personal computer, telephone, file space, and needed work table space.
The environment is reasonably quiet with needed interaction between other unit employees, immediate supervisor, and other company staff. Moderate noise level from telephone calls is expected.