U.S. Associate - Counterparty Risk Analyst
Job Title: U.S. Associate
Purpose: Processing credit requests and annual credit reviews with a primary focus on the following sectors: oil and gas, power and transportation.
Key responsibilities:
- Credit analysis and evaluation of credit worthiness of corporate counterparties based on requests received from the Front Office covering corporate clients in the oil and gas, power and utilities, and transportation sectors.
- Preparation and presentation of financial statements and performance analysis, evaluation of industry and business risks.
- Evaluation of client ratings submitted by Front Office
- Review of legal protections including term sheets and legal agreements (Credit Agreement, ISDA, CSA), guarantees and financial covenants when applicable.
- Submission of files to NY Credit Committee via email or presentation in person.
- Submission of files to Home Office credit risk (RPC HO) teams.
- Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
- Active coordination with RPC HO to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trends as appropriate.
- Operational responsibilities such as processing requests to create/change counterparty classifications, ricos structures, ensuring data accuracy etc.
- May also be asked to analyze other counterparties depending on workloads.
- Assist in any internal or external audit assessments, loan reviews, or special projects as needed.
Key Internal contacts
- Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects)
- Local Front Office teams (Corporate, ITB, GMD)
Home Office: RPC (FSP and SCS) and Front Office
Essential
- Bachelor's degree in Business or Finance
- Credit experience at a bank, an investment bank and/or a credit rating system agency as an intern
- Credit analysis experience
- Microsoft Office suite
- Clear written and verbal communication skills
- Strong ability to analyze and summarize credit information
- Prioritize workload effectively
- Work independently and solve problems
- Cooperate with local and international teams
- Be proactive
- Be flexible to changing environments
- Ability to multitask
- Work towards the goals highlighted in CACIB's strategy
Desirable
- MBA a plus
- Experience in analyzing corporates a plus
VACCINATION POLICY: MUST BE FULLY VACCINATED