Financial Services Representative

Altera Life Partners is seeking an ambitious, detail-oriented Financial Services Representative to join our firm as an independent contractor. This remote role is an entrepreneurial, 100% commission-based opportunity focused on client consultation, wealth preservation, and retirement planning (utilizing life insurance and annuity solutions).

We welcome recent graduates and individuals from general business, finance, banking, or economics backgrounds who possess high ethical standards and want to build a self-sustaining financial services practice with full mentorship support.

What You Will Do (Project Scope)

Client Discovery: Conduct virtual consultations to analyze client retirement goals, financial objectives, and risk tolerance.

Solution Design: Learn to independently recommend and facilitate life insurance policies, annuities, and long-term care solutions that fit client needs.

Business Operations: Manage your own administrative workflows, client follow-ups, and the end-to-end consulting cycle.

Compliance: Maintain professional integrity by ensuring all interactions adhere to state insurance department regulations and ethical guidelines.

Qualifications & Requirements

Professional Integrity: A strong commitment to professional ethics, ensuring that client financial health always remains the primary objective.

Coachability & Drive: Highly self-motivated to manage a remote schedule independently, paired with a strong desire to learn and implement feedback from senior professionals.

Licensing: Must hold an active Life Insurance License OR be willing to complete the state pre-licensing course and pass the state exam (our team provides study guidance and a structured path to licensure).

Background: A general foundation or interest in finance, economics, business, communication, or a related field is highly beneficial.

Workplace Setup: Access to a reliable laptop, secure high-speed internet, and a professional workspace for video conferencing.

Training & Professional Development Provided

Direct mentorship from established financial professionals.

Comprehensive training on financial needs analysis, client communication, and business management.

Clear path toward professional independence and practice ownership.

Compensation Structure

100% Commission: This is a 1099 independent contractor position. Compensation is 100% commission-based, allowing you to earn in direct proportion to your results. There is no base salary or draw against commission.

Earnings Transparency: Expected first-year earnings range from $60,000 to $85,000 based on average performance metrics.