Senior Mortgage Loan Processor

Job Summary:

The Senior Mortgage Loan Processor will perform a variety of clerical and technical duties to accurately assist mortgage applicants and clients in accordance with established policies and procedures.

Supervisory Responsibilities:

• None

Duties/Responsibilities:

• Maintain knowledge of available mortgage banking products, processing procedures and underwriting guidelines.
• Maintain knowledge of Bank policies and procedures as well as department procedures and assume responsibility for staying aware of any changes.
• Prepares or collects, maintains, organizes, files, records, and manages all documentation related to mortgage applications, real estate collateral, and insurance policies.
• Handles inquiries and document requests from clients, realtors, and colleagues.
• Works with local title companies to prepare final closing disclosure.
• Alerts underwriter or other staff of any missing records, documents, or other irregularities in the mortgage application process.
• Acquires the title insurance policy from the title company at closing.
• Prepares closing files on consumer loans. 
• Book and fund loans on banks core system.
• Meet crucial deadlines as requested.
• Performs other duties as assigned.
• Ensure a position of responsibility and trust by keeping all customer business confidential while adhering to all ethics policies required by the Bank.

Required Skills/Abilities:

• Excellent interpersonal and customer service skills.
• Excellent organizational skills and attention to detail.
• Demonstrates initiative and commitment to continuous learning and the ability to adapt to change.

Education and Experience:

• Bachelors Degree required.
• 3-5 years mortgage processing experience preferred.
• Knowledge of FHA, VA, Conventional, and USDA loans
• Minimum age 18.

Physical Requirements:

• Prolonged periods of sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at times.

Company Description: Union Savings & Loan Association is a community-focused financial institution serving individuals and businesses with a range of banking and lending services. The organization is committed to building long-term relationships through personalized service, integrity, and financial expertise. Team members work in a collaborative environment that values accuracy, accountability, and customer satisfaction. Union Savings & Loan Association offers opportunities for professional growth and development within the financial services industry.