Independent Insurance Broker- Remote/USA
Company Overview
Tier 1 Financial is a growth-driven financial services organization committed to delivering high-level client solutions across life insurance and wealth-building strategies. As a proud partner of Family First Life, we combine proven systems with cutting-edge AI technology to help our agents scale efficiently and focus on what matters most - revenue-generating activities.
We have extensively changed the industry by leveraging AI to mass text thousands of leads every week, generating pre-qualified interest at a scale traditional agencies simply cannot match. That activity flows directly into our system, booking appointments straight to our agents’ calendars. No cold calling, and limited dialing hours - our AI assistants work around the clock so you don’t have to.
Our advanced underwriting quote tool instantly identifies the best carrier to present based on each client’s unique profile, removing guesswork and maximizing placement success. The agent portal goes beyond the appointment, giving agents full visibility into their commission tracking, team volume, and month-to-month production reports - everything needed to run and grow their business in one place.
Our platform eliminates traditional prospecting challenges by providing access to AI-powered lead qualification, live call transfers, and pre-booked appointments with high-intent prospects, allowing agents to prioritize closing and client service.
We specialize in mortgage protection and veterans’ final expense, along with indexed universal life (IUL) and annuity solutions, helping families - especially those who have served our country - protect and grow their financial future. At Tier 1 Financial, agents build true equity by owning their book of business and creating long-term, residual income.
Position Overview
We are seeking driven, entrepreneurial individuals to join our team as Independent Insurance Brokers (1099). This is a fully remote opportunity with optional office access in Dallas, TX.
Key Responsibilities:
• Consult with clients to assess insurance and financial needs
• Present tailored solutions across multiple carriers
• Guide clients through policy selection and implementation
• Build and maintain long-term client relationships
• Support basic financial planning strategies, including IULs and annuities
Compensation and Structure
• 1099 Independent Contractor (commission-only)
• Starting compensation at 80% commission, with growth opportunities up to 145%
• Agents are responsible for their own CRM and lead expenses
• Exclusive lead assistance provided for the first 6 to 8 weeks to accelerate onboarding
• Full ownership of your book of business with long-term renewal income
What Sets Us Apart
• AI-driven mass texting system reaching thousands of leads weekly, with appointments booked directly to your calendar
• Underwriting quote tool that instantly identifies the best carrier for every client
• Agent portal with full commission tracking, team volume, and month-to-month production reports
• Live transfer opportunities with high-intent prospects
• Scalable infrastructure designed for high-income earners
• Performance-based growth with clear advancement opportunities
• Culture focused on production, ownership, and long-term success
Qualifications
• Strong communication and interpersonal skills
• Self-motivated with an entrepreneurial mindset
• Ability to work independently and manage multiple clients
• Prior sales experience is a plus, but not required
• Insurance license not required to start (must be willing to obtain)
• Interest in financial services and retirement planning
Ideal Candidate
This opportunity is best suited for individuals seeking:
• Unlimited income potential
• Flexibility and autonomy
• A scalable, performance-based business model
• Long-term wealth through renewals and client retention
Tier 1 Financial | Partner of Family First Life