Attorney - Regulatory Compliance
Position Overview
- Attorney – Regulatory Compliance
- Reports to General Counsel / Chief Compliance Officer
- Location: Salt Lake City, UT (on-site / hybrid)
- Competitive salary commensurate with experience
About the Role
- Support the legal and compliance team in ensuring the company's mortgage servicing operations comply with applicable federal and state laws and regulations
- Gain broad exposure to consumer financial services regulation, including CFPB oversight, state licensing requirements, and GSE servicing guidelines
- Work closely with operations, risk, and senior legal counsel on regulatory matters affecting a nationally operating mortgage servicer
- Opportunity to develop deep expertise in an in-house environment with meaningful responsibility from day one
Key Responsibilities
- Monitor and analyze federal and state regulatory developments affecting mortgage servicing, including rules and guidance issued by the CFPB, FHFA, HUD, and state regulators
- Review and interpret applicable laws and regulations, including RESPA, TILA, FCRA, FDCPA, TCPA, and state-specific consumer protection statutes
- Draft, review, and update internal policies, procedures, and compliance controls to reflect current legal requirements
- Assist in responding to regulatory examinations, inquiries, and consumer complaints from state and federal regulators
- Support the review and negotiation of vendor contracts and third-party agreements from a compliance and risk perspective
- Conduct legal research and prepare memoranda on regulatory questions arising from business operations
- Assist in preparing materials for board and senior management reporting on compliance and regulatory matters
- Collaborate cross-functionally with operations, servicing, and technology teams to identify and mitigate compliance risk
- Support the company's state licensing program, including license maintenance, renewal filings, and responding to regulator inquiries
- Assist in managing litigation and enforcement matters in coordination with outside counsel
Qualifications — Required
- Juris Doctor (J.D.) from an accredited law school
- Admission to the Utah State Bar, or eligibility and willingness to sit for the Utah bar exam
- 1–3 years of experience in regulatory compliance, consumer financial services law, or a related practice area
- Strong analytical and written communication skills with the ability to translate complex legal requirements into clear, actionable guidance
- Demonstrated ability to manage multiple priorities and deadlines in a fast-paced environment
- High attention to detail and commitment to producing accurate, thorough work product