Relationship Banker
Job Tittle: Loan Servicing Specialist/Relationship Banker
Job Location: Cincinnati, OH (Onsite)
Salary: $50,000 to $60,000/Annum
Overview:
Responsible for reviewing and auditing mortgage-related documents to ensure compliance with regulatory standards, accurate payment processing, and proper handling of loans impacted by special circumstances such as FEMA events, bankruptcy, and foreclosure.
Key Responsibilities:
- Review loan documents to confirm accurate payment application, rate adjustments, and escrow processing.
- Audit foreclosure and bankruptcy documentation for compliance and timely completion.
- Verify proper filing of claims to mortgage insurance providers and handling of hazard or Lender-Placed Insurance (LPI) cases.
- Ensure loans impacted by FEMA-declared disasters are serviced correctly and assistance options are offered.
- Review payoff accuracy and proper lien release completion.
- Manage loan pipeline to ensure actions meet all servicing and regulatory requirements.
- Review 1098/1099 forms and confirm compliance with notice and reporting standards.
Required Experience:
- 2–3 years of U.S. mortgage servicing experience.
- Strong understanding of mortgage servicing processes, documentation, and terminology.
Skills & Competencies:
- Excellent written and verbal communication.
- Strong analytical and problem-solving skills.
- Proficient in MS Office.
- Ability to work flexible or night shifts.