Lending Associate

ABOUT THE ROLE

The Lending Associate will collaborate with Loan Officers, Loan Processors, Underwriting, Compliance, and other essential departments to support the loan origination process. This role is responsible for performing detailed reviews of loan documentation, including credit applications, credit reports, income and asset documentation, and other required materials, to ensure accuracy, completeness, and readiness for credit decisioning.

ESSENTIAL DUTIES & RESPONSIBILITIES 

• Review and analyze loan application, credit report, income and asset documentation to render credit decisions in compliance with investor guidelines
• Maintain the highest level of service possible for retailers and customers
• Provide unparalleled service, ensuring needs are met in a timely and accurate manner
• Effectively communicate the loan approval or denial reasons to appropriate party
• Work with internal staff to provide follow-up, counter offers and additional information
• Refer loan requests with recommendations and documentation to underwriters
• Reviews conditions submitted on approved loans and clears conditions when appropriate
• Ensure loans adhere to investor guidelines
• Assist Loan Officers by completing service orders and reviewing condition submissions
• Conduct trainings for new employees
• Assist servicing department by collecting payments during times of high volume
• Ability to adjust work and thought process to accommodate multiple investor guidelines
• Consistently meets and exceeds objectives
• Perform other duties and special projects as assigned

 POSITION REQUIREMENTS, CAPABILITIES & SKILLS

• Effective written, verbal communication and interpersonal skills
• Capable organizational and time management skills, with the ability to multi-task
• Competent attention to detail
• Ability to identify and resolve problems in a timely manner
• Employ a strong sense of urgency and ownership in all activities
• Ability to work well with a wide range of people
• Positive & professional demeanor

MINIMUM QUALIFICATIONS 

• BA/BS degree required in Marketing, Business, Accounting, Finance or Management 
• Working knowledge of Microsoft Office Suite, specifically Excel

WE OFFER

• Competitive Salary
• Medical/Dental/Vision Insurance
• Paid Holidays
• 401K Match
• Generous PTO
• FSA/HSA Plans
• Life /Disability/Accidental Insurance and much more!

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.  Local candidates only - relocation not available.

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.