Credit Analyst

Do you want to work for a local bank that has been invested in the community for over 120 years where employees matter? 

Top reasons why our employees work at Northwestern Bank
1. Serving and getting to know our customers in our day-to-day, face-to-face interactions with them is very rewarding.  Knowing that we helped assist the customer with their transaction or that we made a positive difference in their day is fulfilling and appreciated by all.  
2.  Our team at NB works hard alongside of each other, assisting others when needed.  We work together as a team to strive for an outstanding customer experience.
3. Northwestern Bank supports the communities we serve, helping to make the lives of all community members better, including our own.  We are very proud to work at Northwestern Bank because of the difference WE, at NB, make!
4. We have a family-friendly work environment and great work culture.  We look for ways to have fun and connect with each other throughout the day, while still working hard to serve our customers.  
 

If you are interested in becoming a part of the Northwestern Bank team, we are looking to hire a full-time Credit Analyst to work onsite in our downtown Chippewa Falls branch.  The ideal candidate for this position will have an associate or bachelor's degree in finance or accounting, with 3 - 5 years of Credit Analyst experience.  In addition, they must possess a strong understanding of accounting, cash flow,  and financial ratio analysis, will have strong analytical, organizational, interpersonal and communication skills, will be detail-oriented and able to multi-task in a fast-paced environment and will exemplify our Core Values of deliver an exceptional experience, shine through service, lead with integrity, create positive impact, and foster genuine relationships. Job duties include:

• Collect, analyze, and interpret customer financial information regarding income, assets, investments, debt, and cash flow to help determine which credit structures will best meet the needs of our customers and to analyze risk 
• Communicate with customers to gather all needed information and detail
• Prepare spreadsheets and written reports for presentation at weekly Loan Officer Committee meetings
• Collaborate with Loan Officers in the preparation of loan write ups and the ordering of credit bureaus, appraisals, title insurance, and flood determinations; provides appropriate recommendation on credits.
• Prepare accurate monthly and quarterly management reports

The ideal candidate will be joining an experienced lending team with very complicated and substantial loan portfolios and can have an immediate impact on the team and bank.     

In addition to a wonderful work environment, Northwestern Bank offers the following:

• Competitive Pay 
• Generous 401K plan
• Health, Dental, Vision, Life, and Long-Term Disability Insurance
• Incentive Bonus program
• Paid Vacation, Holiday, Sick and Parental Leave time
• Well-rounded Employee Assistance Program.

EOE, including disability/veterans