Default Fulfillment Closer

Job Description

Join a winning team of innovative thinkers, seasoned mortgage professionals, and financial experts. Build your career at Planet—recognized as a Top Mortgage Employer by National Mortgage Professional.

Job Summary

The primary purpose of the Default Fulfillment Closer is to create, review, and ensure the accuracy of the documents required to complete the approved mitigation event pursuant to the investors guidelines.

Essential Duties and Responsibilities

• Prepares Modification, Deed in Lieu, and Short-sale documents required to complete the closing pursuant to the investor rules and PHL policies and procedures.
• Orders and reviews title reports and original loan documents to insure clear title to complete the closing. Coordinates the recording of the documents with PHLs vendor.
• Maintains comprehensive tracking reports of documents outstanding from the mortgagors, title, companies, vendors, and recorders office.
• Timely clears any document or title deficiency.
• Ensures closing costs on short-sales are within investor guidelines.
• Assists Mitigation Processors and Underwriters in obtaining and imaging documents.
• Performs miscellaneous duties as assigned.

Position Requirements

Education

• High school diploma or GED equivalent required

Experience

• Relevant work experience in mortgage loan documents
• Knowledge of real estate title requirements.
• Experience in mortgage default servicing and modification programs a plus

Functional/Technical Skills

• Excellent computer skills and ability to learn and adapt quickly to new software.
• Excellent written and verbal communication skills
• Self-motivated and collaborative team player with critical thinking, problem solving, mathematical and analytical skills.
• Strong knowledge of mortgage loan documents and property title requirements.
• Strong organizational skills, ability to prioritize in a multi-tasking, fast-paced environment
• Ability to interact effectively with external and internal clients across departments and locations.
• Aptitude to work in a deadline-driven environment.
• Ability to act and work independently with minimal supervision
• Ability to maintain confidentiality.
• Advanced knowledge of Microsoft Excel and Word
• Knowledge of MSP servicing system a plus.

Environmental/Physical Demands

Work is typically performed in a standard office environment. The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sustain predictable work attendance, communicate with others, frequently required to stand, walk, sit, and use arms, hands and fingers to reach, handle or touch. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, and ability to adjust focus. Some travel may be needed.

Pursuant to the Americans with Disabilities Act, reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This job description is not designed to cover or contain a comprehensive listing of all activities, duties or responsibilities that are required of an employee. The Company reserves the right to amend or modify this document at any time and without notice.

Benefits

Our benefits package includes 3 comprehensive Cigna or Kaiser medical plans, dental, and vision insurance. We provide short term and long-term disability insurance, basic life insurance, 401(k), and 10 employer paid holidays. In addition, we offer supplemental benefits to include life insurance, critical illness and accident plans.                

Planet Home Lending does not accept unsolicited resumes or candidate submissions from recruiters or employment agencies. In the absence of an enforceable, fully executed agreement for a specified position, Planet Home Lending has no obligation to pay any compensation or recruiter fee of any kind. In the event a recruiter, agency or other similar third-party submits a resume or candidate without a valid binding agreement, Planet Home Lending explicitly reserves the right to pursue and hire those candidate(s) without any obligation or compensation to the referring party. Any unsolicited resumes, referrals, or candidate submissions, including those communicated to a member of the Human Resources team or a hiring manager, shall be deemed the property of Planet Home Lending.  If you or your agency would like to be considered as a future recruiting partner, please email HR-Recruiting@planethomelending.com.