2026 Summer Intern Program - Core Finance (Controllers, Treasury, FP&A)
SMBC hosts a 10-week Summer Intern Program for undergraduate students who will have the opportunity to work on teams, be exposed to significant firm-wide projects within their respective business areas and support a range of deals with our clients.
Participants in our Summer Intern Program will work on a variety of projects including building financial models, developing client presentations, conducting research, and participating in client meetings – all to improve their understanding of the global banking industry.
Our Summer Intern Program is a pipeline to our full-time Analyst Program.
Controllers
The Finance Controllers function includes a dedicated staff of subject matter experts across the following disciplines: Legal Entity Controllers, Product Control, Financial Reporting, Capital Analysis and Regulatory Reporting, Vendor Accounting, Accounting and Regulatory Policy, and Finance Control Oversight. Collectively, our teams ensure that the firm meets all the financial control and reporting obligations as a top-tier bank and global regulated financial institution. We engage and partner with auditors and regulators to ensure the firm grows in a disciplined manner and in adherence to accounting and regulatory standards. We provide front-to-back support for the firm’s businesses and work with key stakeholders across Finance and the rest of the firm to help drive the firm’s strategic initiatives.
Treasury
The Treasury function plays a critical role in managing the financial health and regulatory compliance of SMBC’s Combined U.S. Operations. The team consists of three primary pillars. Asset Liability Management (ALM) manages interest rate risk and balance sheet structure and ensures that the bank’s assets and liabilities are aligned to optimize returns while managing risk. Liquidity Management oversees the bank’s ability to meet short- and long-term obligations while ensuring compliance with regulatory liquidity requirements and internal risk appetite. Capital Management focuses on maintaining adequate capital levels to support business growth and meet regulatory standards. This involves capital planning, stress testing, and optimization of capital allocation.
Financial Planning & Analysis (FP&A)
FP&A handles performance management for the organization focusing on financial planning, budgeting and forecasting. The team provides senior management with financial projections / scenario analyses outlining the organization’s income statement and operating performance, which informs the progress of the organization’s strategic plans and uses data to advise management on key decisions on improving performance, mitigating risk, or identifying new growth opportunities/ market trends in partnership with stakeholder groups.
Why SMBC?
We are a market leader. The evolution of SMBC’s products and services is driven by the ever-changing needs of companies across the globe in every industry sector. SMBC takes market-leading positions and has been consistently recognized in the banking industry for providing outstanding financial services.
Our corporate relationships are built on trust. To successfully navigate an uncertain economy while also capitalizing on the opportunities that rise, clients count on SMBC to take a long-term view that emphasizes stability and attention to the numbers. This approach has served our clients well.
Our competitive advantage:
A strong client base with broad coverage of the Fortune 500
Worldwide operations enable us to provide clients with global solutions, make SMBC the leading choice for US businesses expanding in Asia
A solid balance sheet and conservative approach.
How Our Program Works
Our Summer Intern Program is designed for students who completed their junior year.
This 10-week program commences in June and includes:
- Orientation
- Training with on-the-desk experience
- Senior Speaker Series
- Japanese cultural activities
- Social networking activities
- Volunteer Day with a local nonprofit
- Mentorship opportunity with both a junior and senior mentor at SMBC
Would you describe yourself as:
- Passionate about the financial service industry with an affinity for numbers?
- Can you work well in a team and inspire others with your ideas?
- A conscientious, dedicated individual with excellent analytical skills and rapid comprehension?
- Having exceptional written and verbal communication skills?
- Highly organized, detail oriented, self-driven, and motivated?
If yes, you’ll thrive on working in a highly collaborative environment with some of the best minds in banking.
We recruit highly intelligent individuals who are ambitious and adaptable. Our people have degrees in many different disciplines from across the world so even though good levels of numeracy are important for some roles, you don’t necessarily need a formal mathematical or financial background. We have a comprehensive training program that will give you the technical knowledge you’ll need to build a career with us. Above all, we’re looking for entrepreneurial people who thrive best in a diverse culture where innovation and agile thinking thrive.
The successful candidate will possess or demonstrate the following personal and professional attributes:
- Currently pursuing an undergraduate degree from an accredited university majoring in Accounting, Finance, Engineering, and similar fields with a graduation date of December 2026 to May 2027; excellent academic record
- Exceptional written and verbal communication skills with specific ability to communicate concepts and ideas concisely and defend their validity
- Ability to comfortably interact with clients in a professional and mature manner
- Outstanding ethics, integrity, and judgment
- Intellectual curiosity
Key skills and interests include:
- Financial modeling and analysis
- Strong understanding of accounting principles
- Proficiency in financial reporting and capital analysis
- Financial planning, budgeting, and forecasting
- Data analysis and interpretation to inform key business decisions
- Effective communication and collaboration
- Attention to detail and a strong analytical mindset
SMBC’s employees participate in a hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required.
Benefits Offered
At SMBC, we offer a comprehensive benefits package designed to attract, retain, reward, and motivate full-time employees and their families. Our offerings include medical, dental, and vision coverage, flexible spending accounts, well-being programs, a 401(k) with matching contributions, a cash balance plan, life and AD&D insurance, short and long-term disability coverage, vacation and personal time, holidays, sick time, an Employee Assistance Program, commuter benefits, and tuition and professional training reimbursement.
What's Next?
- Applications will be reviewed on a rolling basis. We encourage you to submit your application as early as possible as we start conducting assessment rounds ahead of the deadline. Applications close on September 9.
- Help us learn about you by submitting a complete application which includes your resume. After you confirm your application, we will review it to determine whether you meet certain required qualifications.
- If you are advanced to the next step of the process, you’ll receive an email invitation to complete a video interview. This is your opportunity to further bring your resume to life and showcase your experience for our recruiting team and hiring managers.
- Completion of the video interview is required, and your application will not be considered for further review until you have completed it. We strongly encourage that you apply and complete this as soon as possible, since programs will close as positions are filled.
If you need a reasonable accommodation during the application process, please let us know at campusrecruitment@smbcgroup.com.