Production Insurance Underwriter

Production Insurance Underwriter - Small Commercial Insurance

Full Time

St Petersburg, FL, US

Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation known for its innovative insurance products and superior customer service. Bankers Insurance offers a variety of property and casualty products and services. Among the company’s products are business owners, builder’s risk, personal and commercial flood, as well as specialized coverages. Insurance and financial services remain at the core of our business, and we're proud of our more than 45+ year track record of expertise and service. We recognize the changes taking place in our domestic and global economy, as well as our society. We strive to respond to those changes with a spirit of understanding, growth, innovation, and entrepreneurship, developing new products, services, and partnerships.       

Our Core Values

Collaboration: Working together is critical to achieving organizational goals.

Innovation: Growth happens when we embrace and implement new ideas that deliver unique solutions and superior customer service.

Performance: We provide our employees with the tools and support they need to grow, succeed, and make an impact.

Social Responsibility: Charity and volunteer work are central to who we are.

Trust: We build and maintain trust with employees and clients through integrity, transparency, and always doing the right thing.

Company Value Statements

All employees are expected to demonstrate the following in the performance of their duties:

Acting with the highest levels of honesty, character, and transparency

Making a unified effort to achieve organizational goals and embracing accountability for exceptional performance every day

Committing to excellence, reaching our full potential as individuals and as an organization

Approaching every challenge with creativity, delivering compelling value to our customers

Believing in the power of a diverse workforce and making a positive impact on our environment and community

Summary/Objective

We are seeking a Production Underwriter to drive profitable new business growth for our Small Commercial BOP portfolio. This is a high-visibility role focused on building strong agency relationships, identifying new market opportunities, and contributing to underwriting strategy.

You will underwrite new and renewal business within your assigned territory while proactively engaging with appointed agents to promote our products and appetite. You’ll serve as the face of our underwriting team advising, negotiating, and problem-solving in partnership with our distribution team.

Essential Functions

• Underwrite and select profitable new and renewal Commercial Lines BOP accounts in accordance with company guidelines and risk appetite.
• Actively drive new business production by prospecting within assigned agency territory, promoting underwriting appetite, and identifying growth opportunities.
• Conduct regular agency meetings—virtually and in person—to strengthen relationships, deliver training, and provide guidance on submission quality and product offerings.
• Collaborate with Distribution and Product Management to execute territory plans and achieve production targets.
• Analyze submissions and recommend appropriate coverages, limits, pricing, and terms based on sound risk assessment and competitive positioning.
• Apply sound underwriting judgment and risk-based philosophy to ensure long-term portfolio profitability.
• Leverage underwriting tools, analytics, and market knowledge to support decision-making and agency negotiation.
• Provide real-time feedback to agents to improve submission quality and underwriting efficiency.
• Monitor and manage agency performance, recommending action plans where needed to ensure alignment with underwriting goals.
• Identify gaps in product offerings or processes and collaborate with product managers to recommend enhancements or adjustments.
• Appropriately rate and process new business, renewals, endorsements, and inspections for small commercial products.
• Review and act on inspection reports, applying necessary underwriting adjustments or risk improvement actions.
• Maintain up-to-date knowledge of underwriting guidelines, competitor activity, industry trends, and regulatory developments.
• Support a high-performance team culture through collaboration, knowledge sharing, and mentorship where applicable.
• Position is based out of our St. Petersburg, Florida office and follows a hybrid work schedule, which includes required in-office presence to support collaboration, training, and team engagement. Remote work flexibility is available based on business needs and performance.

Travel

• Up to 30% travel required for agency visits, marketing events, and underwriting meetings within the assigned territory.

Required Education and Experience

• Bachelor’s Degree in a related field and at least 3 years’ experience in commercial BOP underwriting.

Preferred Education and Experience

• 5 to 7 years of Property & Casualty insurance experience, with at least 3 years specifically in commercial underwriting for Business Owner’s Policy (BOP) or small commercial package business.
• Proven success in a production underwriting role, including responsibility for driving new business growth, managing agency relationships, and achieving territory premium goals.
• Demonstrated ability to build and maintain strong partnerships with independent agents, including conducting field visits and facilitating business development discussions.
• Strong technical underwriting acumen with the ability to assess risk, apply pricing strategies, and negotiate terms aligned with profitability targets.
• Excellent communication and presentation skills; comfortable leading agency meetings and product training sessions.
• Bachelor’s degree preferred; equivalent work experience considered, especially when combined with professional designations such as CIC, CPCU, or AU.
• Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint); ability to utilize underwriting platforms and reporting tools effectively.
• Highly organized with excellent time management, prioritization, and decision-making skills.
• Self-motivated, results-driven, and adaptable demonstrating a “can-do” attitude and strong sense of ownership.
• Proven ability to work collaboratively within a team environment, sharing knowledge, supporting peers, and contributing to a positive, performance-driven culture.
• Strong business acumen and market awareness to identify opportunities and respond to competitive dynamics.

The preceding position description has been designed to indicate the general nature of the work performed; the level of knowledge and skills typically required; and the usual working conditions of this position. It is not designed to contain or be interpreted as a comprehensive, complete, or exclusive list of the duties of the position. Additional and different duties may be assigned from time to time. We are an E-Verify company.