Credit Analysts

The credit analyst assesses the companies that the investment bank trades with to make recommendations to the Sales & Trading team on the size of the trades (and risk) the bank should take on each company they trade with. The credit analyst also uses their assessment of the financial stability of...

Pros: Intellectually stimulating; client-facing; financial and credit analysis; competitive. Cons: Grueling deadlines; pressure from upper management to exceed expectations; stressful; pressure to meet EPS.

My role as a credit analyst is basically underwriting auto loans...rendering a decision (approval or denial) when the dealership submits to the bank. I was responsible for taking calls from my dealers in my designated territory and helping them with structuring deals, negotiating rates for the cu...